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In enhancement, clients for this kind of plan might have serious lawful or criminal backgrounds. It is necessary to keep in mind that various carriers offer a variety of problem ages on their assured issue plans as reduced as age 40 or as high as age 80 - burial insurance for seniors over 60. Some will additionally provide higher stated value, up to $40,000, and others will certainly enable for much better survivor benefit problems by enhancing the rate of interest with the return of premium or decreasing the number of years till a full survivor benefit is offered